We are a team of highly skilled payments consultants who can help you transform your payments landscape. With years of experience working with an International Scheme in both the UK and South Africa, our expertise makes us your trusted partner for all payment solutions. We not only help you navigate and optimize your payment systems but also specialize in managing and understanding Scheme Fees, ensuring you maximize the value of your relationship with the Scheme.
EJ Payment Services Consulting Services
Expertise
Unlock valuable insights, improve operations, and monetize payments data for growth in the South African market today!
In-depth cost & benefits report on payments data, with a focus on local market dynamics. Review contracts, analyze conversion rates, assess costs, de-mystify Scheme & Interchange fees and ensure compliance with Scheme Rules and local regulations for cost savings and revenue acceleration.
In relation to Scheme Fee Optimisation and
Incentive Deal Performance analysis;
- We train your teams to understand how scheme and interchange fees work and how to optimise these fees and relationships with Card Schemes, Issuers, Acquirers and other PSP’s and,
- We help you negotiate incentive agreements or partnerships for growth signed with the Scheme networks and help you manage the performance of these and associated reporting, post signature and implementation.
Understand and leverage a wide range of market solutions to optimize payments, negotiate better contracts, and implement cost-saving strategies while adhering to regulatory standards. These solutions provide various methods for quick payments, each with specific features tailored to individual or business needs. Depending on what you’re looking for (instant transfers, mobile payments, or card payments), each option has its own advantages. We are here to help you determine which is optimal for you.
Select Strategic Vendors, Risk-Free – Tailored for South Africa’s Payments Landscape
As merchants and FinTech’s in South Africa deepen their understanding of payments, having the ability to sit between their platform and their Payment Service Providers (PSPs) offers a powerful advantage. This allows for the optimization of payment flows, reducing costs, improving authorization rates, and minimizing fraud risks—critical for both businesses and FinTech’s navigating the local market.
PSP & PSP Orchestration
Layer Selection
Choose the right PSPs for your business and integrate them effectively to streamline payments and ensure reliable performance across South African payment ecosystems.
Issuer Selection
Select the most suitable issuers to improve transaction approval rates, taking into account South Africa’s unique financial landscape and regulatory environment.
Acquirer Selection
Optimize your relationships with acquirers to lower transaction costs and improve payment success rates, ensuring a smooth and cost-effective payment process for both merchants and FinTech’s.